Bank

No monthly maintenance fee, no matter what your balance is. See today's rates (PDF)

Interest Checking

Get the convenience of a checking account — plus interest. Free debit card and starter checks.

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High Yield Savings

Open an account with just $100 and watch your savings grow.

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Money Market Account

Combine higher rates with check writing. There’s no monthly maintenance fee, regardless of your balance.

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Certificates of Deposit

Earn a guaranteed rate throughout the term of your CD. Terms range from 6 months to 5 years.

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  • No monthly maintenance fee.
  • No minimum balance.
  • $100 minimum opening deposit.
  • No monthly maintenance fee.
  • No minimum balance.
  • $100 minimum opening deposit.
  • No monthly maintenance fee.
  • No minimum balance.
  • $2,500 minimum opening deposit.
  • No monthly maintenance fee.
  • $1,000 minimum balance.
  • $1,000 minimum opening deposit.
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Why bank with us?

Banking Arrow iconTransfer Money Icon

Transfer money between your TIAA Direct accounts and your accounts at other U.S. banks.

Pay BillsPay Bills Icon

Pay bills and receive online versions of your paper bills with our free eBills service.

Mobile to Deposit ChecksDeposit Checks Icon

Mobile Banking  apps for your smartphone or tablet.

Banking ATM CashFee-free ATMs Icon

Free ATMs nationwide1

FDICFDIC Insurance Icon

You’re protected by FDIC insurance.

Mobile to Deposit ChecksDeposit Checks Icon

Deposit Checks with your iPhone® or iPad®, or with an AndroidTM phone or tablet.

Online StatementsOnline Statements Icon

Online Statements  and Check Images you can view and print.

Banking Alert iconAlerts Icon

Alerts update you on account activity, including balances, deposits and payments.