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Whether you’re buying a starter home, or refinancing to take advantage of our low rates, these resources can help you make informed decisions each step of the way.

Articles

Boost your home buying savvy. Our articles on financing options and getting the best deal can help.

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Checklists

Be prepared when you’re ready to get started with your loan. Use these checklists to help you gather what you’ll need to apply.

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Calculators

With a few clicks you can find the right loan, estimate your monthly payments, and see how much of your payment goes toward interest and principal.

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Weekdays 8:30AM - 8PM ET


Featured Rates

Mortgages

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30 year fixed rate
3.240% (3.383% APR*)

15 year fixed rate
2.500% (2.757% APR*)

5/1 adjustable rate (ARM)
2.190% (3.024% APR*)

Home Equity Line of Credit

Featured Variable Rate
4.62% APR*

*Annual Percentage Rate

Details

 

Questions?

    What are some reasons to refinance?

    Refinancing is paying off your current mortgage with a new mortgage loan, using the same property as security. Homeowners typically refinance to shorten the term of their loan, to get cash out of their property's equity, or to take advantage of a lower interest rate.

    The decision to refinance really depends on your personal objectives. Here are some of the most common reasons:

    • To reduce monthly mortgage payments. If a new loan with a lower interest rate is available, refinancing could help you save money every month.
    • To cash out a portion of the equity in your home. You can receive funds at closing by obtaining a new loan for more than the balance on your existing loan if you have sufficient equity in your home. Use the cash for anything from home improvements and college tuition, to consolidating debt with a higher interest rate.*
    • To obtain a stable interest rate. You can switch from the uncertainty of a variable interest rate to a more stable fixed rate.
    • To pay off your mortgage sooner. You can switch to a new loan with a shorter repayment term, which can help you save thousands of dollars in interest payments.

    We can help you decide if it makes good financial sense to refinance. To get started or discuss refinancing with a Mortgage Consultant, call 844-248-2360.

    * While consolidation may decrease your overall monthly payment obligations, refinancing pre-existing debt with a home equity loan/line will require you to give us a security interest in your home and may increase the total number of monthly debt payments, as well as the aggregate amount paid over the term of the loan.

  • What are some reasons to refinance?
  • How does a HELOC work?

    With a home equity line of credit (HELOC), you'll be able to borrow funds as needed up to your credit limit. You'll receive a checkbook after closing to borrow funds from your line as you need them. The interest rate is variable and you will only pay interest on the amount you use. You'll receive a monthly statement if you have activity on your account.

  • How does a HELOC work?
  • How can I get started?

    Apply today — call us at 844-248-2360.

    Experienced Mortgage Consultants are available Monday through Friday from 8:30 a.m. to 8:00 p.m. ET.

  • How can I get started?