Whether you’re buying a starter home, or refinancing to take advantage of our low rates, these resources can help you make informed decisions each step of the way.
With a few clicks you can find the right loan, estimate your monthly payments, and see how much of your payment goes toward interest and principal.
All loans and lines are subject to credit approval, verification, and collateral evaluation and are originated by TIAA-CREF Trust Company, FSB. Products may not be available in all states. Products and interest rates are subject to change without notice.
Weekdays 8:30AM - 8PM ET
Refinancing is paying off your current mortgage with a new mortgage loan, using the same property as security. Homeowners typically refinance to shorten the term of their loan, to get cash out of their property's equity, or to take advantage of a lower interest rate.
The decision to refinance really depends on your personal objectives. Here are some of the most common reasons:
We can help you decide if it makes good financial sense to refinance. To get started or discuss refinancing with a Mortgage Consultant, call 844-248-2360.
* While consolidation may decrease your overall monthly payment obligations, refinancing pre-existing debt with a home equity loan/line will require you to give us a security interest in your home and may increase the total number of monthly debt payments, as well as the aggregate amount paid over the term of the loan.
With a home equity line of credit (HELOC), you'll be able to borrow funds as needed up to your credit limit. You'll receive a checkbook after closing to borrow funds from your line as you need them. The interest rate is variable and you will only pay interest on the amount you use. You'll receive a monthly statement if you have activity on your account.
Apply today — call us at 844-248-2360.
Experienced Mortgage Consultants are available Monday through Friday from 8:30 a.m. to 8:00 p.m. ET.